Debts and DROs

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thunderchild
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Posts: 105
Joined: Sun Nov 05, 2017 10:43 am
Alignment: 'Thunder'

Debts and DROs

Post by thunderchild » Sat Nov 11, 2017 5:40 pm

Good evening! Hope you are all well :slbg:

Super excited and feeling confident about RAD on Wednesday, however, one thing is troubling me about vetting.....

I have debts, my credit score is poor and to the tune of about £3000. I don't think this is an awful lot, but I am under a Debt Relief Order. This means I am on the insolvency register but not actually bankrupt. With this in mind, I am now managing well financially. I haven't seen what the vetting forms look like so I am unsure if they give you the opportunity to explain these circumstances.

I see from other thread there are people with IVAs who have passed vetting due to being transparent with their debts on their forms, but I can't see anything more specific to a DRO. I have trawled the forums looking for an answer so I thought I'd bite the bullet and ask the question. :slin:

Anyone have any experience of this and am I wasting my time? I'm keen to give it a shot and planning on being as open as anyone can get!

Thanks in advance 8)
15/11/17 - RAD
16/11/17 - Passed RAD notification
17/11/17 - Merit listed
18/11/17 - Second establishment applied for
08/12/17 - Conditional offer
10/12/17 - VETTING
15/12/17 - OH clearance

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SWM5436
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Re: Debts and DROs

Post by SWM5436 » Sat Nov 11, 2017 6:40 pm

Can’t help with the DRO but as long as they can see you are dealing with it and you are honest about it, I can’t see it being a problem.
It’s too bad that stupidity isn’t painful. Ignorance is one thing, but our society thrives increasingly on stupidity

Start of vetting to the call 17 weeks 2 days.

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Bradders2807
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Re: Debts and DROs

Post by Bradders2807 » Sat Nov 11, 2017 8:58 pm

Under the financial branch in the vetting forms there is a segment that mentions about IVA’s/DRO’s - should be fine.

Bradders
Applied 14th Sept 17
RAD Oct 4th 17
Pass results 5th Oct 17
Conditional offer & vetting 9th Oct 17
Passed Vetting 11th Jan 18
POELT 9th April 18 - Lilleshall
:slhehe:

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thunderchild
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Joined: Sun Nov 05, 2017 10:43 am
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Re: Debts and DROs

Post by thunderchild » Sat Nov 11, 2017 9:33 pm

Thanks for the information!
Mild panic was setting in :sltgn:
I think I can relax a little more now.
15/11/17 - RAD
16/11/17 - Passed RAD notification
17/11/17 - Merit listed
18/11/17 - Second establishment applied for
08/12/17 - Conditional offer
10/12/17 - VETTING
15/12/17 - OH clearance

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